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SEZLSezzle Inc.

# 3 · $132.12 (-5.15%) · $4.46B · Financial Services

84.8

Rango 52 semanas

$28.70$188.55

Datos de mercado

P/E
28.97
1M
+20.35%
1A
+73.39%
Rentab.
—
RSI
67.78
MACD
+1.45%

Desglose

Value50
Growth100
Profitability100
Momentum82
EPS Revisions100

Por qué

  • PEG of 0.42
  • earnings growth of 69.5%
  • revenue growth of 66.1%
  • ROE of 69.3%
  • profit margin of 30.4%
  • margin and ROA expanding YoY
  • 12-1 momentum return of 44.1%
  • trading 23.2% above 200d SMA
  • MACD histogram positive
  • EPS vs. estimates: +15.6% on average

El razonamiento lo genera el motor de scoring (en inglés).

Piotroski F-Score

7

7 / 9 checks superados

  • roa positive
  • ocf positive
  • roa improving
  • accruals
  • leverage decreasing
  • liquidity improving
  • no dilution
  • margin improving
  • turnover improving

Altman Z-Score

3.69Zona segura

Señales de riesgo

  • Share dilutionInfo

    shares outstanding higher than the previous fiscal year

  • Rising leverageInfo

    debt/assets higher than the previous fiscal year

Análisis de la empresa

Business Overview Sezzle Inc. (NASDAQ: SEZL) operates a buy now, pay later (BNPL) and digital payments platform that lets consumers split purchases into installments (including Pay in 4) and, via products like Sezzle On-Demand and Sezzle Anywhere, use a Sezzle-issued virtual card at broader merchant acceptance points. The company primarily generates revenue from merchant processing/transaction fees and also from consumer fees (e.g., certain service fees) and subscription revenue tied to premium/anywhere offerings. Market Position Sezzle competes in the U.S. BNPL market against larger scaled players (e.g., Affirm, PayPal’s BNPL, Block/Afterpay) and differentiates with a focus on responsible spending tools, a merchant network plus “anywhere” virtual card capability, and growing subscription-led monetization alongside merchant fees. Its disclosed operating metrics highlight scale in GMV and active consumers, while competitive dynamics include merchant pricing pressure and customer acquisition costs typical of BNPL. Key Segments Sezzle’s reported revenue categories are commonly described as transaction income, subscription revenue, and other services income, reflecting merchant/processing economics plus consumer subscription and ancillary services.

Resumen generado por IA a partir de datos de terceros; puede contener errores. No constituye asesoramiento financiero ni recomendación de inversión.

Ingresos
Ingresos · 2021–2025 · $114.82M → $450.28M$450.28M
Margen bruto
——
Margen operativo
Margen operativo · 2021–2025 · -0.6% → 0.4%0.4%
Margen neto
Margen neto · 2021–2025 · -0.7% → 0.3%0.3%
FCF / Beneficio
FCF / Beneficio · 2021–2025 · 0.97 → 1.571.57
OCF / Beneficio
OCF / Beneficio · 2021–2025 · 0.96 → 1.581.58
Deuda / Patrimonio
Deuda / Patrimonio · 2021–2025 · 0.01 → 0.000.00
Ratio corriente
Ratio corriente · 2021–2025 · 2.06 → 3.923.92

Periodo: 2021-12-31 → 2025-12-31

Un guion (—) indica que el dato no está disponible para ese ejercicio, no que sea cero. Aquí no se estima ni se rellena nada.