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WTWWillis Towers Watson Public Lim

# 76 · $325.01 (-2.16%) · $30.18B · Financial Services

54.3

52-week range

$240.44$349.58

High-severity risk signals

The scoring engine flagged these high-severity signals. They are warnings to investigate and are not part of the score.

  • Altman Z in distress zone

Market data

P/E
20.11
1M
+11.06%
1Y
-0.63%
Yield
1.17%
RSI
78.80
MACD
+1.38%

Breakdown

Value55
Growth60
Profitability53
Momentum42
EPS Revisions61

Why

  • earnings growth of +23.3% a year over 2 years (+1737.8% in the latest year alone, inflated by an unusually low prior year)
  • ROE of 20.4%
  • profit margin of 15.5%
  • trading 10.2% above 200d SMA
  • MACD histogram positive

Rationale is generated by the scoring engine (English).

Piotroski F-Score

6

6 / 9 checks passed

  • roa positive
  • ocf positive
  • roa improving
  • accruals
  • leverage decreasing
  • liquidity improving
  • no dilution
  • margin improving
  • turnover improving

Altman Z-Score

0.90Distress zone

Risk signals

  • Altman Z in distress zoneHigh

    Z-Score 0.90 (< 1.81) — financial distress risk per the Altman model

  • Rising leverageInfo

    debt/assets higher than the previous fiscal year

  • Product revenue concentrationInfo

    97% of revenue from Services

Company research

Business Overview Willis Towers Watson plc (WTW) is a global advisory, insurance broking, and solutions firm focused on helping clients manage people, risk and capital, with revenue primarily from brokerage commissions/fees and professional/consulting & technology fees. Its services include commercial insurance broking and risk advisory, employee benefits and HR/rewards consulting, retirement/actuarial services, and investment advice for institutional clients. Market Position WTW is one of the largest global insurance brokers, competing on specialty expertise, global placement capabilities, and data/analytics and technology-enabled solutions (including insurer-focused insurance technology offerings). It primarily competes with other scaled brokers and professional services firms in commercial risk, benefits, and related advisory markets. Key Segments WTW reports two primary segments: Health, Wealth & Career (HWC) and Risk & Broking (R&B); R&B includes Corporate Risk & Broking (CRB) and Insurance Consulting and Technology (ICT).

AI-generated summary based on third-party data; it may contain errors. Not investment advice or a recommendation to invest.

Revenue
Revenue · 2021–2025 · $9.00B → $9.71B$9.71B
Gross margin
——
Operating margin
Operating margin · 2021–2025 · 0.2% → 0.2%0.2%
Net margin
Net margin · 2021–2025 · 0.5% → 0.2%0.2%
FCF / Net income
FCF / Net income · 2021–2025 · 0.48 → 0.960.96
OCF / Net income
OCF / Net income · 2021–2025 · 0.49 → 1.111.11
Debt / Equity
Debt / Equity · 2021–2025 · 0.41 → 0.870.87
Current ratio
Current ratio · 2021–2025 · 1.26 → 1.201.20

Period: 2021-12-31 → 2025-12-31

A dash (—) means the figure is not available for that period, not that it is zero. Nothing here is estimated or filled in.