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TRUTransUnion

# 58 · $81.48 (-2.37%) · $15.61B · Financial Services

60.8

52-week range

$61.12$105.56

High-severity risk signals

The scoring engine flagged these high-severity signals. They are warnings to investigate and are not part of the score.

  • Altman Z in distress zone

Market data

P/E
21.50
1M
+20.64%
1Y
-1.77%
Yield
0.60%
RSI
83.05
MACD
+2.83%

Breakdown

Value68
Growth81
Profitability47
Momentum37
EPS Revisions69

Why

  • PEG of 0.36
  • earnings growth of 60.1%
  • revenue growth of 9.4%
  • ROE of 15.2%
  • profit margin of 15.1%
  • trading 9.9% above 200d SMA
  • MACD histogram positive
  • EPS vs. estimates: +5.7% on average

Rationale is generated by the scoring engine (English).

Piotroski F-Score

8

8 / 9 checks passed

  • roa positive
  • ocf positive
  • roa improving
  • accruals
  • leverage decreasing
  • liquidity improving
  • no dilution
  • margin improving
  • turnover improving

Altman Z-Score

1.51Distress zone

Risk signals

  • Altman Z in distress zoneHigh

    Z-Score 1.51 (< 1.81) — financial distress risk per the Altman model

  • Segment revenue concentrationInfo

    78% of revenue from the USMarkets segment

Company research

Business Overview TransUnion is a global information and insights company that provides consumer reporting, analytics, and fraud/identity solutions used for credit risk, identity verification, and decisioning. It primarily monetizes through B2B transaction/usage fees and contracted solution fees, plus consumer subscription and transaction revenue for monitoring and identity protection. Market Position TransUnion is one of the three major U.S. consumer reporting agencies and competes on the scale of its data assets, integration into lender and fraud workflows, and breadth of analytics/decisioning solutions. Its position is supported by long-term enterprise relationships and high-frequency use cases (e.g., underwriting, account management, fraud checks). Key Segments TransUnion reports U.S. Markets (including Financial Services, Emerging Verticals, and Consumer Interactive) and an International segment, plus Corporate.

AI-generated summary based on third-party data; it may contain errors. Not investment advice or a recommendation to invest.

Revenue
Revenue · 2021–2025 · $2.96B → $4.58B$4.58B
Gross margin
——
Operating margin
Operating margin · 2021–2025 · 0.2% → 0.2%0.2%
Net margin
Net margin · 2021–2025 · 0.5% → 0.1%0.1%
FCF / Net income
FCF / Net income · 2021–2025 · 0.42 → 1.451.45
OCF / Net income
OCF / Net income · 2021–2025 · 0.58 → 2.172.17
Debt / Equity
Debt / Equity · 2021–2025 · 1.67 → 1.161.16
Current ratio
Current ratio · 2021–2025 · 1.94 → 1.751.75

Period: 2021-12-31 → 2025-12-31

A dash (—) means the figure is not available for that period, not that it is zero. Nothing here is estimated or filled in.