PYPLPayPal Holdings, Inc.
# 27 · $57.02 (-0.90%) · $48.78B · Financial Services
52-week range
High-severity risk signals
The scoring engine flagged these high-severity signals. They are warnings to investigate and are not part of the score.
- Altman Z in distress zone
Market data
- P/E
- 10.78
- 1M
- +8.40%
- 1Y
- -17.23%
- Yield
- 0.98%
- RSI
- 75.69
- MACD
- +0.45%
Breakdown
Why
- P/E of 10.8
- PEG of 0.41
- free cash flow yield 13.5%
- earnings growth of 26.2%
- ROE of 24.7%
- margin and ROA expanding YoY
- trading 14.5% above 200d SMA
- MACD histogram positive
- EPS vs. estimates: +5.1% on average
Rationale is generated by the scoring engine (English).
Piotroski F-Score
9
9 / 9 checks passed
- roa positive
- ocf positive
- roa improving
- accruals
- leverage decreasing
- liquidity improving
- no dilution
- margin improving
- turnover improving
Altman Z-Score
Risk signals
- Altman Z in distress zoneHigh
Z-Score 1.66 (< 1.81) — financial distress risk per the Altman model
- Product revenue concentrationInfo
90% of revenue from Transaction Revenue
Company research
Business Overview PayPal Holdings, Inc. (PYPL) is a global digital payments and commerce enablement company operating the PayPal and Venmo branded wallets/checkouts and the Braintree platform for unbranded card processing; it generates revenue primarily from transaction fees tied to total payment volume (TPV) and from other value-added services (including credit-related and partner revenue-share programs). Market Position PayPal is one of the largest global online payments networks by scale (FY 2025 TPV: $1.79T, 25.4B payment transactions, 439M active accounts), competing across branded checkout, wallet/P2P, and enterprise PSP processing with differentiated assets in two-sided network reach, brand trust, and a multi-product merchant stack spanning online, in-person, payouts, and risk. Key Segments PayPal reports as a single operating segment but operates major platforms including PayPal (branded checkout & wallet), Venmo (P2P & commerce), and Braintree (unbranded processing/PSP), alongside products such as BNPL, Xoom, and merchant services (payouts, risk, financing).
AI-generated summary based on third-party data; it may contain errors. Not investment advice or a recommendation to invest.
Period: 2021-12-31 → 2025-12-31
A dash (—) means the figure is not available for that period, not that it is zero. Nothing here is estimated or filled in.