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NUNu Holdings Ltd.

# 59 · $15.16 (+2.92%) · $73.23B · Financial Services

60.3

52-week range

$9.60$18.76

Market data

P/E
20.77
1M
+11.80%
1Y
-4.65%
Yield
—
RSI
49.78
MACD
-0.05%

Breakdown

Value49
Growth100
Profitability55
Momentum39
EPS Revisions56

Why

  • PEG of 0.46
  • earnings growth of 45.5%
  • revenue growth of 28.5%
  • ROE of 27.2%
  • profit margin of 27.4%
  • trading 4.0% above 200d SMA

Rationale is generated by the scoring engine (English).

Risk signals

  • Negative free cash flowMedium

    FCF $-1.7B — burning cash

Company research

Business Overview Nu Holdings Ltd. (Nubank) operates a digital banking and consumer finance platform in Latin America, offering credit cards, deposit accounts, and lending products primarily through its mobile app. Revenue is driven mainly by net interest income (from loans and interest-earning portfolios) and fees (e.g., card-related and account/service fees). Market Position Nu is one of the largest digital financial services platforms in the region; in Brazil it has cited being the largest private financial institution by number of customers (per Brazil’s Central Bank) and has also highlighted leadership in new credit card issuance in Mexico. Key differentiators include an app-native distribution model, high engagement, and a low-cost operating platform. Key Segments Nu generally reports around geographic operations across Brazil, Mexico, and Colombia, with product lines spanning cards, accounts/deposits, and credit (secured and unsecured), plus adjacent financial services (e.g., investments/insurance depending on market).

AI-generated summary based on third-party data; it may contain errors. Not investment advice or a recommendation to invest.

Revenue
Revenue · 2021–2025 · $1.70B → $15.77B$15.77B
Gross margin
Gross margin · 2021–2025 · 0.4% → 0.4%0.4%
Operating margin
——
Net margin
Net margin · 2021–2025 · -0.1% → 0.2%0.2%
FCF / Net income
——
OCF / Net income
OCF / Net income · 2021–2025 · 17.69 → 1.221.22
Debt / Equity
Debt / Equity · 2021–2025 · 0.07 → 0.780.78
Current ratio
——

Period: 2021-12-31 → 2025-12-31

A dash (—) means the figure is not available for that period, not that it is zero. Nothing here is estimated or filled in.