CIThe Cigna Group

Business Overview The Cigna Group (CI) is a global health company with two main divisions—Evernorth Health Services (health services) and Cigna Healthcare (health benefits)—generating revenue primarily from premium income (insured benefits) and service/administrative fees (ASO and health services). Through Evernorth (including Express Scripts), it provides pharmacy benefit management (PBM), specialty pharmacy and clinical/care solutions to employers, health plans, and other customers. Market Position Cigna is a scaled U.S. managed-care and health-services provider with a major presence in PBM via Express Scripts and a large employer-focused medical benefits platform; its mix tilts more toward services (PBM/care solutions) than many peers, which reduces reliance on government insurance lines. Key differentiators commonly cited in company materials include integrated capabilities across pharmacy, care, and benefits via Evernorth and broad employer distribution. Key Segments Evernorth Health Services includes Pharmacy Benefit Services and Specialty and Care Services, while Cigna Healthcare provides U.S. medical benefits and related solutions (with additional international health benefits operations).